Rochford Tyres finance, powered by Able2Buy.

When you go through checkout, choose the able2buy finance payment method, then select finance terms, however I recommend reading the following first.

Able2Buy can be contacted on 0870 118 2020, if you have any queries regarding your application.

Before applying for credit please ensure you have read the following;

• I am aged 18 or over
• I am:
  • in full time (i.e. 16 hours, or more, per week) employment or my partner is or
  • self-employed or
  • retired and over 50 years of age or
  • in receipt of an invalidity or disability allowance
• I have been a UK resident for at least 3 years
• To help you complete the application form, please have the following information at hand:
  • current address and postcode (and previous address and postcode if you have lived at your current address less than three years)
  • employers address (if applicable)
  • bank account details
• Please ensure you complete the form accurately as errors or omissions will delay a decision
• The application should only take around 3 minutes to complete
• As part of the application process we will be referring your details to a credit reference agency
• Once your credit application has been accepted you can download & print the credit agreement form to sign and return to us Freepost.
• When we receive the signed agreement from you we will confirm this to you in an email and will also notify the retailer to deliver your goods.
• Total price excluding delivery of order must be £295 or over and less than £25,000.
• Discount codes cannot be used with finance.

Benefits of able2buy.

• Increased spending power and competitive credit offers mean you can afford to buy what you want, when you want
• spread the cost of your purchases over a convenient period
• Regular monthly repayments to help you budget more easily
• leave your savings in the bank
• Hassle free, straight forward, fast credit.

Applying for finance through able2buy is simple and straightforward, whether you're making a purchase in a retail shop, on a website or over the phone it only takes a few minutes to complete your application and we can give you an immediate decision so you can complete your purchase there and then. The following credit products are available through our vast network of retailers. Most do not require a deposit to be paid, and unlike other credit products available elsewhere, there are no additional fees or surcharges.

Buy now Pay Later

• One of the most popular options: buy now and pay up to 12 months later, without paying any interest.
• Customers have the safety net option to settle at the end of the deferred period - Typical 29.8% APR

Classic Credit (Fixed Term Personal Loan)

• Simple low cost finance options, with fixed monthly repayments
• Allows you to control your budget with regular payments
• Available over; 24 and 36 months periods
• APR's range from 19.9% APR to 29.9% APR

Frequent Q & A's Why has my application been referred?

In most cases we are able to make a decision based on the application details submitted. However there are some occasions when we require either further information about you or we need to re-confirm some of the original information supplied in order for the correct decision to be made on the application. In all cases please ensure that the information requested on the credit application is correct and up-to-date.

Why was I declined?

Unfortunately due to the data protection laws able2buy are not given the reason why a customer is declined for credit. However if you wish to find out more about your credit status we advise that you contact the consumer credit agency, Experian or Equifax. Their website addresses are; www.experian.co.uk  www.equifax.co.uk

What is the deferred period on my credit agreement? The deferred period is the period where no payments are requested by the finance company. However during that period if you wish to make payments to the credit balance you can by contacting the finance company directly. 

Lazer contact ()

If I make a payment during the deferred period, will I be charged anything extra?

No, during the deferred period on a buy now pay later credit agreement you have the option of paying as little or as much as you wish. If you pay off the entire credit amount before the end of the deferred period then you will incur no interest or charges

When will I start making the direct debit payment and will I be notified?

The finance company will send you a welcome letter advising you of their contact details and when the first direct debit payment is due.

I want to make a payment on my credit agreement, how can I do this?

To make a payment on your credit agreement you will need to contact the finance company that your agreement is underwritten by. Contact details would have been sent to you by post, finance company can be contacted directly below.

Lazer contact ()

I have lost my credit agreement, how can I get another copy?

If you wish to re-print or have your agreement posted out to you click the following link get MY documents and input your order reference number and date of birth.

I have lost my order reference number, how can I retrieve it?

You can Contact Us here to request your order reference number. You will need to provide us with your full name, address including post-code and date of birth. I have changed my mind and wish to cancel my credit agreement, how can I do this? If you no longer wish to purchase the goods and therefore wish to cancel your credit agreement please contact the retailer with whom you originally placed the order. The retailer will then arrange to cancel the agreement with able2buy.

Can I change my agreement if I decide to purchase another product?

If you decide to purchase another product for a different order value then we will have to process a replacement credit agreement for the new product. We will then require a new credit agreement to be signed and returned to able2buy. Please note; that processing a replacement credit agreement does not always guarantee a credit accept.